Texas
Texas doesn't sell tax lien certificates — it sells redeemable deeds. The winning bidder takes the deed directly, but on most property types the prior owner can redeem within 180 days by paying a flat 25% penalty, not an annualized rate.
Quick answers
Is Texas a tax lien or tax deed state?+
Texas is a redeemable deed state.
What's the interest rate or penalty in Texas?+
In Texas, the rate is: 25% penalty.
How long is the redemption period in Texas?+
The redemption period in Texas is 180 days.
Not sure how Texas's system compares to a state you already know? Read Tax Lien vs. Tax Deed: What's the Difference? for the full breakdown.
Planning to resell or finance a Texas tax deed? Read You Won a Tax Deed. Why Can't You Sell It Yet? before you assume the deed alone is enough.
This page is general information, not financial or legal advice. Rates and redemption periods are set by state statute and can change by county or legislative session — always confirm against the county's own auction notice before bidding.