New Jersey
Sale typeTax lien certificate
Rate / penaltyUp to 18%, premium bidding
Redemption period2 years
New Jersey combines an 18% statutory cap with premium bidding: once the interest rate bids down to 0%, competition shifts to a cash premium paid to the county on top of the lien. Redemption runs two years from the sale.
Quick answers
Is New Jersey a tax lien or tax deed state?+
New Jersey is a tax lien certificate state.
What's the interest rate or penalty in New Jersey?+
In New Jersey, the rate is: Up to 18%, premium bidding.
How long is the redemption period in New Jersey?+
The redemption period in New Jersey is 2 years.
Not sure how New Jersey's system compares to a state you already know? Read Tax Lien vs. Tax Deed: What's the Difference? for the full breakdown.
This page is general information, not financial or legal advice. Rates and redemption periods are set by state statute and can change by county or legislative session — always confirm against the county's own auction notice before bidding.