Montana
Montana combines a 10% base annual rate with an additional 2%-per-month penalty layered on top, then gives owners three years to redeem before the certificate holder can take title.
Quick answers
Is Montana a tax lien or tax deed state?+
Montana is a tax lien certificate state.
What's the interest rate or penalty in Montana?+
In Montana, the rate is: 10% + 2% per month penalty.
How long is the redemption period in Montana?+
The redemption period in Montana is 3 years.
Not sure how Montana's system compares to a state you already know? Read Tax Lien vs. Tax Deed: What's the Difference? for the full breakdown.
This page is general information, not financial or legal advice. Rates and redemption periods are set by state statute and can change by county or legislative session — always confirm against the county's own auction notice before bidding.