Florida
Florida sells tax lien certificates at auction with bidding conducted by bid-down — investors compete by accepting a lower interest rate, down from the statutory maximum of 18%. Property owners have two years to redeem before the certificate holder can apply for a tax deed.
Quick answers
Is Florida a tax lien or tax deed state?+
Florida is a tax lien certificate state.
What's the interest rate or penalty in Florida?+
In Florida, the rate is: Up to 18%, bid down to 0.25%.
How long is the redemption period in Florida?+
The redemption period in Florida is 2 years.
Not sure how Florida's system compares to a state you already know? Read Tax Lien vs. Tax Deed: What's the Difference? for the full breakdown.
This page is general information, not financial or legal advice. Rates and redemption periods are set by state statute and can change by county or legislative session — always confirm against the county's own auction notice before bidding.